Worker’s compensation insurance provides medical treatment and/or benefits for individuals who have been injured on the job at one point in time or over the course of time. State law requires most employers to have worker’s compensation insurance. Employers pay for this insurance. Employees are not obligated to contribute to the cost of the insurance.
If a worker loses time or requires medical treatment, the injury which he or she suffered must be reported to the Idaho Industrial Commission, the state agency administering Idaho Worker’s Compensation Law. The employer typically files a first report of injury with the Commission. After hearings are held, the Commission makes legal conclusions and issues a decision with its findings of facts and conclusions of law.
If you are injured on the job, you may be entitled to compensation for medical care, lost wages or other related benefits. An injury claim is paid if the employer and/or insurance agree that the injury is work related. You are not responsible for the cost of medical treatment. Medical bills are sent by the medical providers to the worker’s compensation insurance directly, or to the employer. However, there are multiple reasons for disputes to arise in claims which revolve around complicated legal issues.