When insurance companies delay or deny coverage, or underpay a claim, policyholders are left to pick up the bill. We fight to get fair treatment for our clients, ensuring that they receive the benefits they were promised when they paid their insurance premiums.
Insurance disputes may occur over a breach of contract or bad faith. A breach of contract happens when your insurance company does not fulfill the duties that they are contractually or legally obligated to fulfill. If your house is covered by your insurance in case of fire, and your insurance denies responsibility after your house burned down, you may be able to file a breach of contract claim against your insurance company.
An insurance company is obligated to act in good faith when deciding whether or not to grant a claim. They should not look for excuses to avoid of paying you. If the insurance company denies your claim, you may have a case against them for bad faith.
The following are factors that may constitute bad faith factors:
- Failure to investigate your claim;
- Failure to communicate with you;
- Failure to explain denial of your claim;
- Failure to inform you about your policy limits;
- Failure to pay your claims within a reasonable period of time;
- Denial of coverage for no practical basis.
How we can help
If you have been injured in a car accident, lost your home to a natural disaster, or anything similar, you have probably filed an insurance claim to recover for your losses. You assume that the insurance company will compensate you for everything because you pay for that service.
Insurance companies may offer to settle your losses, but sometimes they might offer a settlement that is too low. They may create delays or even deny coverage altogether. You are then left to pick up the pieces and pay the bills. If you are experiencing something like this, we can fight to get you fair treatment and the benefits you were promised when you paid your insurance premiums.
We may settle your claim, go to mediation, or go to court and get a judgment. Regardless of the way in which we pursue your case, we fight for you so that you may get the compensation you deserve.